How many teen moms do you know not only graduate in the top 10 of their class and self-finance their way through college? This is who you call a real go-getter. In this episode, Nicole speaks with mom, Finance Coach and Digital Entrepreneur, O’Dasha Collins about how to manage money well and provide better security for yourself and your children’s future. With the current economy, it seems like it could be really difficult but this podcast dives step by step ways to invest in your kids’ future, understand the different types of life insurance and how intentional we need to be in contributing to a retirement savings plan.
From selling chips, candy and different things in high school to moving out, going to college and taking care of her baby, O’Dasha uses her great work ethic and financial expertise on her socials to help others get their financial life together. You might want to stick around to discover how you can connect with her and benefit from the wealth of knowledge that's spread across all her social pages as well as little tips that push her to do so many things as a young mom. Let’s listen to find out how she does it all.
Here are the main points discussed in Season 1 Episode 6:
- How she went from Teen mom to college graduate and made it all work.
- O’Dasha expresses knowing how to adjust is key in how she finds time to raise her baby, film and build her business.
- How 4 major points to managing the current economy and still finding ways to invest in your kids future- from budgeting to cutting back to earning more and being willing to sacrifice to thrive in this economy.
- Her current process for working with clients now of free content, preparation to release her digital planner and working 1 on 1 to set saving plans.
- The difference and benefits of Whole Life vs Term Life
- After budget and insurance, what’s next for getting your financial life together- retirement plan, just start putting something back to reduce the cost eg $25 and gradually add more.
- How she is teaching her son finances with Dave Ramsey’s Jr book, which includes a spend and save folder to teach him financial responsibility.
You can reach out to O’Dasha on Instagram at @Dashofdaysh and visit her website dashofdaysh.com.